What is IT leasing?
IT leasing is a form of financing where you use software and hardware resources over a certain period of time without buying them outright. Instead, your company pays regular leasing installments to a lessor.
At the end of the lease term, you have various options, including returning, extending the lease or purchasing the leased software or IT equipment.Differences between IT leasing and purchasing
When procuring new software or hardware, you are often faced with the decision of whether to lease or buy. Each option has financial and operational implications that can have a significant impact on a company's strategic planning and resource allocation.
These are the main differences between IT leasing and purchasing:
Capital commitment
When purchasing, companies have to make high initial investments, which leads to a high capital commitment. With IT leasing, these high initial costs are eliminated and the company's liquidity is maintained.Up-to-date technology
Leasing allows companies to always use the latest technology.Flexibility
IT leasing contracts can be flexibly adapted to the needs of the company, for example by scaling the equipment according to business requirements.Maintenance and support
Maintenance and support services are often included in the leasing contract, which increases operational reliability and reduces internal IT costs.
What can IT leasing include?
IT leasing offers a wide range of options for equipping and updating your company infrastructure. These include, among others:
Software
Specialized software solutions for areas such as costing, statistics, e-commerce or management can be obtained cost-effectively via IT leasing.Hardware
From modern PCs and monitors to mobile devices such as laptops or tablets, IT leasing gives you access to the latest hardware without a high initial investment.Server technology
Powerful mainframes and servers are essential for the efficient processing of large volumes of data.Software leasing with elio
At elio, you benefit from the option of leasing software. Especially when setting up an online store, which requires significant investment and fast innovation cycles, we support you with renowned IT leasing providers such as abcfinance and MMV Leasing. Together, we offer tailor-made financing solutions and enable you to set up your e-commerce infrastructure flexibly.
Software leasing providers: abcfinance and MMV Leasing
At elio, we are convinced that, especially in economically challenging times, targeted investments are crucial in order to be fit for the future. That is why we rely on proven partnerships with leading software leasing providers. This collaboration ensures that our customers always have access to the best financing solutions to effectively modernize their IT infrastructure and strengthen their competitive position.

Leasing: Flexible financing of software for your company with abcfinance
abcfinance is an established leasing company based in Cologne that is independent of banks and manufacturers and is part of the Werhahn Group from Neuss. Since its foundation in 1976, the company has specialized in providing tailor-made leasing and factoring solutions for SMEs. Together with abcbank, a specialized credit institution of the Werhahn Group, abcfinance offers optimal refinancing options for receivables from leasing and factoring transactions.
For companies, abcfinance offers flexible financing solutions that go far beyond traditional leasing offers.
- Small amounts from € 500 can be financed.
- If required, up to 200% of the costs for services and other expenses can also be covered. This enables holistic project financing that covers all relevant aspects of an IT project.
- Another advantage is the rent-free lead time, which gives companies financial leeway in the first one to six months after signing the contract. This makes it easier to introduce and use new technologies or solutions before the first leasing installments are due.
- abcfinance is also characterized by fully digitalized settlement processes that lead to quick decisions and enable efficient project implementation. This digitalization supports companies in reacting flexibly to market changes and adapting their IT infrastructure as required.
With abcfinance, you can easily finance elio products and services. Software leasing from abcfinance allows you to use our innovative products and services without burdening your liquidity. This creates financial leeway for investments in modern software solutions that make a decisive contribution to efficiency and competitiveness. Overall, abcfinance offers not only a reliable financing solution, but also many years of expertise and excellent service tailored to the specific needs of SMEs.
Software leasing made easy - with MMV Leasing
MMV Leasing is a leading financing and leasing specialist for mobile assets and is your reliable partner for long-term investment projects. Part of the MMV Group, which also includes MMV Bank, the company has established itself as a major player in the field of SME financing over a history spanning more than 70 years.
For the efficient use of IT systems, MMV Leasing offers customized financing solutions that go far beyond pure hardware. Especially when introducing new software solutions (such as e-commerce systems), which often run over longer project periods and are billed in installments, MMV Leasing provides support with flexible leasing options such as software leasing, installment plan or loans. These offers are designed to take your individual needs and financial framework conditions into account in the best possible way.
MMV Leasing is also characterized by customer-oriented advice and fast decision-making processes that enable companies to implement their projects efficiently and strengthen their competitiveness.
As a long-standing partner of elio in the field of software leasing, MMV Leasing offers you the opportunity to use elio products and services via its financing solutions. This allows you to expand your IT infrastructure with the necessary financial flexibility and adapt your technological equipment to changing requirements.

Individual advice and support for your software leasing
As your reliable partner in the field of software leasing and e-commerce financing, we are here to help you find the perfect financing solution for your e-commerce projects. Our aim is to provide you with customized advice and comprehensive support that is precisely tailored to your individual needs and requirements.
Our services for you:- Personal advice: We take the time to understand your projects and financial goals in detail. On this basis, we work together to develop the best financing solution for your company.
- Competent support: With our many years of experience and close cooperation with leading leasing providers such as abcfinance and MMV Leasing, we can offer you customized financing options that are a perfect fit for your company and your e-commerce project.
- Simple processing: From the initial consultation to the final implementation of your e-commerce project, we accompany you through the entire process. This allows you to concentrate fully on your core business.




